Online Banking


Balance Transfer Offer

Transfer High-Interest Balances for as low as 0% APR*

Enjoy rates as low as 0% APR* when you transfer to an Apple Visa® Credit Card.

Holding a hot beverage with red gloves in the snow

Stay Cozy, Save Comfy with Rates as High as 5.30% APY

Embrace the chill in the air and the warmth of smart saving with our Bonus Certificates and rates as high as 5.30% APY.

New Money

5.30% APY
5 Month

New or Existing Money

5.00% APY**
9 Month
4.75% APY1
18 Month
4.60% APY*
35 Month

Open yours in minutes within Apple FCU Online or our Mobile App! Simply tap Add a Product, then Certificates to get started!2 You can also call us at 703-788-4800, schedule a video appointment or visit a branch to open your account today.

Not a member yet? Join now!

APY = Annual Percentage Yield as of 08/16/2023 for a limited time 5-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. New Money required (funds not currently on deposit at Apple FCU); minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 5-month Certificate will automatically renew as a 6-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term is 6 months or less – the lesser of dividends earned since issuance or renewal or 90 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

*APY = Annual Percentage Yield as of 08/30/2023 for a limited time for a 35-month Bonus Regular or IRA Certificate (excludes Commercial accounts); offers subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term, the 35-month Certificate will automatically renew as a 36-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

**APY = Annual Percentage Yield as of 08/16/2023 for a limited time 9-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 9-month Certificate will automatically renew as a 6-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

1APY = Annual Percentage Yield as of 12/27/2023 for a limited time 18-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 18-month Certificate will automatically renew as a 15-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

2Commercial Certificates must be opened in person or by calling 703-788-4800.

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